Dibayar dengan Emas...

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Nota Ringkas Personal Finances and Development.

Nota yang saya ringkaskan hasil daripada surfing di Internet.

Bagaimana menulis Perancangan Kewangan kamu.

maklumat dibawah bolen membantu, saya telah gunakannya dan telah mendapat manfaatnya. 

Mula-mula saya bukan seorang pakar kewangan, saya hanya mengikut petunjuk yang ditinggalkan dalam internet yang saya boleh faham di ikuti. 

Link Rujukan : https://www.wikihow.com/Write-a-Personal-Financial-Plan

Apa Status Kewangan anda?

Part 1- kira asset and liabiliti.

Part 2 - kira net worth.

Kamu boleh gunakan maklumat di paparan ini: -  https://www.akpk.org.my/tools

Part 3 - Simpan dan Failkan Document/Rekod kewangan anda.

- Jadi seperti seorang Akauntan dan Auditor.

Part 4 - Rekod/Track perbelanjaan anda.

- Guna Money Manager App disediakan oleh Realbytes.com di playstore.

- untuk menggunakan Money Manager kumpulkan semua maklumat kewangan.

- masukkan maklumat itu, kedalam Money Manager setepat tepat yang boleh, supaya data boleh memberikan satu graf yang logikal.

Apa Perancagan Kewangan anda?

1. Apa Perancangan kewangan Pendek ( 0-24 bulan), Sederhana ( 1-5 Tahun)  lama, dan Lama (5 -10 - 30 Tahun ) anda.

2. Gunakan Kaedah Spesifik, Measureable, Achieveble, Realistic, Timely (SMART)

3. Apakah Financial Value anda.

- What is Money to you?

- https://www.youtube.com/watch?v=6mRbDEtDoyA&t=930s

4. Libatkan dan kongsi kepada keluarga.

- mendapatkan pandangan dan priority mereka.

5. Pertimbangkan semua Goals hidup anda, walaupun tidak berkaitan dengan kewangan.

- life style goal.

- residence goal.

- health goal.

- education goal.

- professional goal.

Apakah Keputusan/Tindakan yang anda boleh buat?

1. Kaji pilihan-pilihan yang ada.

- Teruskan usaha, atau buat sedikit perubahan, atau perubahan besar.

2. Pertimbangkan alternatif.

- mendapatkan pengiktirafan professional atau akademik

3. pertimbangkan impak kepada setiap keputusan anda.

- Timing, Money and Resources.

-  Return of Investment. ( akademik / professional / personal )

-  Beneficials.

Tuliskan Tindakan anda.

1. Jangan lupa utk Look at the big picture.

2. Susun pelan tindakan anda.

3.Sediakan Bajet.

4. Pertimbangkan untuk berbincang dengan seorang professional.

Reviu dan Revise tindakan perancangan kewangan anda.

1. Anggap usaha ini seperti satu project jangka masa lama.

2. Kerap membuat reviu.

3. Bincang dengan pasangan anda.

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Personal Money + Monopoly

                       Saya dibawa bini untuk bermain Monopoly dan saya kalah dengan bini saya.

Ben Argeband 7 months ago (edited)

If you are thinking of a creating a start-up - let me save you years of aggravation and money wasted with 5 simple rules:

1. Do NOT start with the solution - start with the problem - solutions come from problems - not the other way around. People pay money for solutions to their problems, not your solution to something that is not a problem for them.

2. The answer is always "why" - every aspect of your service, website, call-to-actions, pricing page - you need to have a written definition of 'why' for every aspect of your service in order to be optimised and successful. If you don't have reasons "why" for any part of your service - you will not be effective in serving your customer and fail.

3. Define your target market by describing who the person is, and where they are in their daily journey. You need to find a way to deliver your solution to them right there and then - map out their discovery process and how they will find you.

4. KISS - Keep It Simple Stupid. Less is more. People take the shortest path to get to a goal. Make it easy for them. REALLY easy.

5. [Golden Rule] - You want something in life? You give it. You get what you give. Always be giving - it comes back. [Edit] Side note: I have started and failed over 30 business ideas. I now finally have a SaaS business that fits the right target at the right time at the right price with the right quality. It has taken me nearly 10 years to get here.

Follow what I said and you’ll cut out a significant chunk of that time. I have “failures” every day. Broken buttons. Links. Emails gone wrong. Customer issue there. Every day there is a challenge you have to overcome. As you build a support network around you, those challenges become easier to overcome. You will fail your way to success but it will give you more than any 'safe' job can give you. It will bring you a sense of accomplishment I at least could not find anywhere else.....yet!

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Coretan Idea + Nota

Duit Road Tax - Mudah!

Selamat pagi kepada pembaca saya.

Hari ini saya mau berkongsi Teknik Duit dengan Aktiviti Duit Kutu @ juga dikenali sebagai 'Duit Hui'. Begitu panggilannya kalau kamu tinggal di Sabah.

Pokok masalahnya adalah kesediaan duit bayaran pembaharuan Road Tax kepada setiap pemilik kendaraan.

untuk saya senang sahaja - Yang Berat Sama Dipikul, Yang Ringan Sama Dijinjing.

Saya cari 12 orang kawan-kawan yang setuju untuk membuat Hui Road Tax.
Sebulan kami ketepikan RM100 untuk Penerima Hui bulanan itu.
Kami hanya perlu senaraikan penerima bulanan dan masukkan duit hui Road Tax kepada Penerima itu setiap bulan sampai habis giliran tahun itu.

Kemudian ulang lagi untuk tahun hadapannya.

💖💖💖💖💖

Sekian!

 

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Auction on a budget

New product!
Do you dream to have new tech product, try winning it online @ Tripleclick.

With a LOT being Offer online right now....


CLICK Here!

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